Finance Expert: The Truth About Buying a House and How Her 652015 Rule Built $200K in Passive Income!
The Diary Of A CEO with Steven Bartlett
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10 min
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Renting is smarter than buying?!
Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your path to financial freedom, and how to build REAL wealth through passive income, smart money habits, and beginner-friendly investing strategies.
Nischa Shah is a qualified accountant and ex-investment banker who walked away from a 6-figure career to teach millions how to take control of their money. She's the creator of the fast-growing YouTube channel 'Nischa' with over 1 million subscribers, where she breaks down debt, saving, and investing.
She explains:
- The 65-20-15 money framework that generates passive income without a job.
- How to invest in index funds and retire early with compound interest.
- Why your job might be making you poorer every day.
- The dangerous lie about "saving = security" and what to do instead.
- Why the credit card trap is costing you thousands without you realising.
Follow Nischa
💡 Intentional Spending Tracker
The Diary Of A CEO
Raw Description
<p>Renting is smarter than buying?!</p> <p>Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your path to financial freedom, and how to build REAL wealth through passive income, smart money habits, and beginner-friendly investing strategies.</p> <p><br></p> <p>Nischa Shah is a qualified accountant and ex-investment banker who walked away from a 6-figure career to teach millions how to take control of their money. She’s the creator of the fast-growing YouTube channel ‘Nischa’ with over 1 million subscribers, where she breaks down debt, saving, and investing. </p> <p><br></p> <p>She explains: </p> <p>◻️The 65-20-15 money framework that generates passive income without a job.</p> <p>◻️How to invest in index funds and retire early with compound interest.</p> <p>◻️Why your job might be making you poorer every day. </p> <p>◻️The dangerous lie about “saving = security” and what to do instead.</p> <p>◻️Why the credit card trap is costing you thousands without you realising.</p> <p><br></p> <p>00:00 Intro </p> <p>02:28 My Mission to Spread Actionable Money Tips </p> <p>04:28 Trauma and the Link to Money Attachment Styles </p> <p>08:34 The 4 Steps to Take Control of Your Finances </p> <p>11:58 Paying Your Debts </p> <p>13:55 The Emergency Financial Buffer We All Need </p> <p>15:07 What to Do With Saved Money </p> <p>17:09 Do These 3 Things Before Investing </p> <p>20:00 Why You Should Save for Retirement </p> <p>22:56 Spending Money for External Validation </p> <p>27:36 What to Invest In </p> <p>31:09 How to Get a Salary Raise </p> <p>37:07 Is Buying a House a Good Investment? </p> <p>44:44 What Is Opportunity Cost? </p> <p>48:54 Should You Split Your Investments? </p> <p>53:42 What Does Nisha's Portfolio Look Like? </p> <p>56:40 Ads </p> <p>57:31 The Best Book to Learn About Finance </p> <p>01:01:15 Should I Buy or Lease a Car? </p> <p>01:04:35 Should We Sacrifice Some of Our Enjoyments? </p> <p>01:07:30 What's the Best Way to Track Your Numbers? </p> <p>01:11:12 The Role of Money in Relationships </p> <p>01:16:18 What Is Passive Income and How to Get It </p> <p>01:21:59 Ads</p> <p>01:23:48 Making Millions With YouTube </p> <p>01:29:41 Doing Your Finances With AI </p> <p>01:36:28 The Importance of Your Credit Score </p> <p>01:45:20 What Would You Not Spend Money On? </p> <p>01:48:52 My Dad's Words Changed Me </p> <p>01:57:57 I Felt So Much Pain During My Career </p> <p>02:01:21 Your Hardest Day </p> <p><br></p> <p>Follow Nischa:</p> <p>YouTube - <a href="https://bit.ly/4kHiVMl"><u>https://bit.ly/4kHiVMl</u></a> </p> <p>Instagram - <a href="https://bit.ly/3Ui6eNd"><u>https://bit.ly/3Ui6eNd</u></a> </p> <p><br></p> <p>💡You can find out more about Nischa’s ‘Intentional Spending Tracker’, here: <a href="https://bit.ly/3GR5gEC"><u>https://bit.ly/3GR5gEC</u></a> </p> <p><br></p> <p>The Diary Of A CEO:</p> <p>⬜️Join DOAC circle here - <a href="https://doaccircle.com/"><u>https://doaccircle.com/</u></a> </p> <p>⬜️Buy The Diary Of A CEO book here - <a href="https://smarturl.it/DOACbook"><u>https://smarturl.it/DOACbook</u></a> </p> <p>⬜️The 1% Diary is back - limited time only: <a href="https://bit.ly/3YFbJbt"><u>https://bit.ly/3YFbJbt</u></a> </p> <p>⬜️The Diary Of A CEO Conversation Cards (Second Edition): <a href="https://g2ul0.app.link/f31dsUttKKb"><u>https://g2ul0.app.link/f31dsUttKKb</u></a> </p> <p>⬜️Get email updates - <a href="https://bit.ly/diary-of-a-ceo-yt"><u>https://bit.ly/diary-of-a-ceo-yt</u></a> </p> <p>⬜️Follow Steven - <a href="https://g2ul0.app.link/gnGqL4IsKKb"><u>https://g2ul0.app.link/gnGqL4IsKKb</u></a> </p> <p><br></p> <p>Sponsors:</p> <p>Stan Store - <a href="https://stevenbartlett.stan.store/"><u>https://stevenbartlett.stan.store/</u></a> </p> <p>Fiverr - <a href="https://www.fiverr.com/diary"><u>https://www.fiverr.com/diary</u></a> with code DIARY for 10% off your first order</p> <p>Intuit - <a href="https://www.intuit.com/expert-careers/?cid=aud_nativly_reach_us_expertnetwork-fy25_aw_hostread-diaryofceo-na-60s_broad_audio_1x1_intuit-gtm_na_na">https://www.intuit.com/expert-careers/?cid=aud_nativly_reach_us_expertnetwork-fy25_aw_hostread-diaryofceo-na-60s_broad_audio_1x1_intuit-gtm_na_na</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>
Chapters (1/31)
Show Notes
Renting is smarter than buying?!
Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your path to financial freedom, and how to build REAL wealth through passive income, smart money habits, and beginner-friendly investing strategies.
Nischa Shah is a qualified accountant and ex-investment banker who walked away from a 6-figure career to teach millions how to take control of their money. She's the creator of the fast-growing YouTube channel 'Nischa' with over 1 million subscribers, where she breaks down debt, saving, and investing.
She explains:
- The 65-20-15 money framework that generates passive income without a job.
- How to invest in index funds and retire early with compound interest.
- Why your job might be making you poorer every day.
- The dangerous lie about "saving = security" and what to do instead.
- Why the credit card trap is costing you thousands without you realising.
Follow Nischa
💡 Intentional Spending Tracker
The Diary Of A CEO
Raw Description
<p>Renting is smarter than buying?!</p> <p>Personal Finance Expert Nischa Shah breaks down the 65-20-15 hack to making money, why saving for a house might RUIN your path to financial freedom, and how to build REAL wealth through passive income, smart money habits, and beginner-friendly investing strategies.</p> <p><br></p> <p>Nischa Shah is a qualified accountant and ex-investment banker who walked away from a 6-figure career to teach millions how to take control of their money. She’s the creator of the fast-growing YouTube channel ‘Nischa’ with over 1 million subscribers, where she breaks down debt, saving, and investing. </p> <p><br></p> <p>She explains: </p> <p>◻️The 65-20-15 money framework that generates passive income without a job.</p> <p>◻️How to invest in index funds and retire early with compound interest.</p> <p>◻️Why your job might be making you poorer every day. </p> <p>◻️The dangerous lie about “saving = security” and what to do instead.</p> <p>◻️Why the credit card trap is costing you thousands without you realising.</p> <p><br></p> <p>00:00 Intro </p> <p>02:28 My Mission to Spread Actionable Money Tips </p> <p>04:28 Trauma and the Link to Money Attachment Styles </p> <p>08:34 The 4 Steps to Take Control of Your Finances </p> <p>11:58 Paying Your Debts </p> <p>13:55 The Emergency Financial Buffer We All Need </p> <p>15:07 What to Do With Saved Money </p> <p>17:09 Do These 3 Things Before Investing </p> <p>20:00 Why You Should Save for Retirement </p> <p>22:56 Spending Money for External Validation </p> <p>27:36 What to Invest In </p> <p>31:09 How to Get a Salary Raise </p> <p>37:07 Is Buying a House a Good Investment? </p> <p>44:44 What Is Opportunity Cost? </p> <p>48:54 Should You Split Your Investments? </p> <p>53:42 What Does Nisha's Portfolio Look Like? </p> <p>56:40 Ads </p> <p>57:31 The Best Book to Learn About Finance </p> <p>01:01:15 Should I Buy or Lease a Car? </p> <p>01:04:35 Should We Sacrifice Some of Our Enjoyments? </p> <p>01:07:30 What's the Best Way to Track Your Numbers? </p> <p>01:11:12 The Role of Money in Relationships </p> <p>01:16:18 What Is Passive Income and How to Get It </p> <p>01:21:59 Ads</p> <p>01:23:48 Making Millions With YouTube </p> <p>01:29:41 Doing Your Finances With AI </p> <p>01:36:28 The Importance of Your Credit Score </p> <p>01:45:20 What Would You Not Spend Money On? </p> <p>01:48:52 My Dad's Words Changed Me </p> <p>01:57:57 I Felt So Much Pain During My Career </p> <p>02:01:21 Your Hardest Day </p> <p><br></p> <p>Follow Nischa:</p> <p>YouTube - <a href="https://bit.ly/4kHiVMl"><u>https://bit.ly/4kHiVMl</u></a> </p> <p>Instagram - <a href="https://bit.ly/3Ui6eNd"><u>https://bit.ly/3Ui6eNd</u></a> </p> <p><br></p> <p>💡You can find out more about Nischa’s ‘Intentional Spending Tracker’, here: <a href="https://bit.ly/3GR5gEC"><u>https://bit.ly/3GR5gEC</u></a> </p> <p><br></p> <p>The Diary Of A CEO:</p> <p>⬜️Join DOAC circle here - <a href="https://doaccircle.com/"><u>https://doaccircle.com/</u></a> </p> <p>⬜️Buy The Diary Of A CEO book here - <a href="https://smarturl.it/DOACbook"><u>https://smarturl.it/DOACbook</u></a> </p> <p>⬜️The 1% Diary is back - limited time only: <a href="https://bit.ly/3YFbJbt"><u>https://bit.ly/3YFbJbt</u></a> </p> <p>⬜️The Diary Of A CEO Conversation Cards (Second Edition): <a href="https://g2ul0.app.link/f31dsUttKKb"><u>https://g2ul0.app.link/f31dsUttKKb</u></a> </p> <p>⬜️Get email updates - <a href="https://bit.ly/diary-of-a-ceo-yt"><u>https://bit.ly/diary-of-a-ceo-yt</u></a> </p> <p>⬜️Follow Steven - <a href="https://g2ul0.app.link/gnGqL4IsKKb"><u>https://g2ul0.app.link/gnGqL4IsKKb</u></a> </p> <p><br></p> <p>Sponsors:</p> <p>Stan Store - <a href="https://stevenbartlett.stan.store/"><u>https://stevenbartlett.stan.store/</u></a> </p> <p>Fiverr - <a href="https://www.fiverr.com/diary"><u>https://www.fiverr.com/diary</u></a> with code DIARY for 10% off your first order</p> <p>Intuit - <a href="https://www.intuit.com/expert-careers/?cid=aud_nativly_reach_us_expertnetwork-fy25_aw_hostread-diaryofceo-na-60s_broad_audio_1x1_intuit-gtm_na_na">https://www.intuit.com/expert-careers/?cid=aud_nativly_reach_us_expertnetwork-fy25_aw_hostread-diaryofceo-na-60s_broad_audio_1x1_intuit-gtm_na_na</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>
