Common Sense Beats Clever Money Hacks
The Ramsey Show
0:00,0
10 min
0:00
2:00
4:00
0:00
1:00:00
2:00:00
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❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
- “We’re in $187,000 of debt and living paycheck-to-paycheck. How do we get out of this?”
- “Our non-profit cat café has been losing money since we opened. Should we continue to shoulder these losses?”
- “How do I prepare financially to pay for a dowry and a big traditional wedding?”
- “My fiancée’s parents just told her they want her to pay the Parent PLUS loan. Are we obligated to pay it?”
- “Our house is in a flood zone and we are struggling to sell it.”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🎟️ Get your ticket for Investing Essentials today!
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
- Sign up for your $1.00/month trial at Shopify.
- Get started at World News OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
Explore more from Ramsey Network:
🍸 Smart Money Happy Hour
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Raw Description
<p>📈 <a href="https://ter.li/zqzs8w">Are you on track with the Baby Steps? Get a Free Personalized Plan.</a></p> <p>❓ <a href="https://ter.li/vpd8ego2">Have a money question? Ask Ramsey is here to help.</a></p> <p><br></p> <p>Dave Ramsey and George Kamel answer your questions and discuss:</p> <ul> <li>“We’re in $187,000 of debt and living paycheck-to-paycheck. How do we get out of this?”</li> <li>“Our non-profit cat café has been losing money since we opened. Should we continue to shoulder these losses?”</li> <li>“How do I prepare financially to pay for a dowry and a big traditional wedding?”</li> <li>“My fiancée’s parents just told her they want her to pay the Parent PLUS loan. Are we obligated to pay it?”</li> <li>“Our house is in a flood zone and we are struggling to sell it.”</li> </ul> <p><br></p> <p><strong>Next Steps:</strong></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET</p> <p>📩 <a href="https://ter.li/y3mkhzxm">Email Dave On-Air With Your Questions on Debt and Finance</a></p> <p>💵 <a href="https://ramsey.solutions/5knur9">Start your free budget today. Download the EveryDollar app!</a></p> <p>❤️🩹 <a href="https://ter.li/l81njmup">Get trusted insurance coverage that fits your budget</a></p> <p>🎟️ <a href="https://ter.li/xgwbcrb7">Get your ticket for Investing Essentials today!</a></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Go to<a href="https://www.angel.com/Ramsey"> <strong>Angel Studios</strong></a> to discover entertainment you can feel good about.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Ramsey"> <strong>BetterHel</strong></a><strong>p</strong></li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>If you want your car to keep going and going, trust <a href="https://www.cbac.com/ramsey"><strong>Christian Brothers Automotive</strong></a>. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off</li> <li>New members can receive a 50% credit toward their first month of membership. Go to<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a> and use promo code RAMSEY.</li> <li>Get started today with <a href="http://churchillmortgage.com/RamseyOffer"><strong>Churchill Mortgage</strong></a>. Equal Housing Lender • NMLS ID 1591 • <a href="http://nmlsconsumeraccess.org">NMLSConsumerAccess.org</a>. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice. </li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a></li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://guardianlit.com/ramsey?utm_source=podcast&utm_medium=ramsey_show"><strong>Guardian Litigation Group</strong></a></li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a></li> <li>Visit <a href="https://www.helixsleep.com/Ramsey"><strong>Helix Sleep</strong></a> for special offers!</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a></li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more.</li> <li>Try <a href="https://www.quo.com/Ramsey"><strong>Quo</strong></a> for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.</li> <li>Sign up for your $1.00/month trial at <a href="https://www.shopify.com/Ramsey"><strong>Shopify</strong></a>.</li> <li>Get started at <a href="https://www.worldwatch.news/Ramsey"><strong>World News</strong></a> OR use promo code RAMSEY for a 30-day free trial.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> or call 1-800-356-4282 for your free instant quote today! </li> <li>Try <a href="https://www.ziprecruiter.com/Ramsey"><strong>ZipRecruiter</strong></a> for free today.</li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o">The Ramsey Show Highlights</a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r">The Dr. John Delony Show</a></p> <p>🍸 <a href="https://ter.li/knqmos">Smart Money Happy Hour</a><a href="https://ter.li/rzj8ja"></a></p> <p>💰 <a href="https://ter.li/awxjwi">George Kamel</a></p> <p>📈 <a href="https://ter.li/2y2cn3">EntreLeadership</a></p> <p> </p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>
Show Notes
❓ Have a money question? Ask Ramsey is here to help.
Dave Ramsey and George Kamel answer your questions and discuss:
- “We’re in $187,000 of debt and living paycheck-to-paycheck. How do we get out of this?”
- “Our non-profit cat café has been losing money since we opened. Should we continue to shoulder these losses?”
- “How do I prepare financially to pay for a dowry and a big traditional wedding?”
- “My fiancée’s parents just told her they want her to pay the Parent PLUS loan. Are we obligated to pay it?”
- “Our house is in a flood zone and we are struggling to sell it.”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET
💵 Start your free budget today. Download the EveryDollar app!
❤️🩹 Get trusted insurance coverage that fits your budget
🎟️ Get your ticket for Investing Essentials today!
Connect With Our Sponsors:
- Go to Angel Studios to discover entertainment you can feel good about.
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- New members can receive a 50% credit toward their first month of membership. Go to Christian Healthcare Ministries and use promo code RAMSEY.
- Get started today with Churchill Mortgage. Equal Housing Lender • NMLS ID 1591 • NMLSConsumerAccess.org. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice.
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Visit Helix Sleep for special offers!
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Try Quo for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.
- Sign up for your $1.00/month trial at Shopify.
- Get started at World News OR use promo code RAMSEY for a 30-day free trial.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
- Try ZipRecruiter for free today.
Explore more from Ramsey Network:
🍸 Smart Money Happy Hour
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p>📈 <a href="https://ter.li/zqzs8w">Are you on track with the Baby Steps? Get a Free Personalized Plan.</a></p> <p>❓ <a href="https://ter.li/vpd8ego2">Have a money question? Ask Ramsey is here to help.</a></p> <p><br></p> <p>Dave Ramsey and George Kamel answer your questions and discuss:</p> <ul> <li>“We’re in $187,000 of debt and living paycheck-to-paycheck. How do we get out of this?”</li> <li>“Our non-profit cat café has been losing money since we opened. Should we continue to shoulder these losses?”</li> <li>“How do I prepare financially to pay for a dowry and a big traditional wedding?”</li> <li>“My fiancée’s parents just told her they want her to pay the Parent PLUS loan. Are we obligated to pay it?”</li> <li>“Our house is in a flood zone and we are struggling to sell it.”</li> </ul> <p><br></p> <p><strong>Next Steps:</strong></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET</p> <p>📩 <a href="https://ter.li/y3mkhzxm">Email Dave On-Air With Your Questions on Debt and Finance</a></p> <p>💵 <a href="https://ramsey.solutions/5knur9">Start your free budget today. Download the EveryDollar app!</a></p> <p>❤️🩹 <a href="https://ter.li/l81njmup">Get trusted insurance coverage that fits your budget</a></p> <p>🎟️ <a href="https://ter.li/xgwbcrb7">Get your ticket for Investing Essentials today!</a></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Go to<a href="https://www.angel.com/Ramsey"> <strong>Angel Studios</strong></a> to discover entertainment you can feel good about.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Ramsey"> <strong>BetterHel</strong></a><strong>p</strong></li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>If you want your car to keep going and going, trust <a href="https://www.cbac.com/ramsey"><strong>Christian Brothers Automotive</strong></a>. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off</li> <li>New members can receive a 50% credit toward their first month of membership. Go to<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a> and use promo code RAMSEY.</li> <li>Get started today with <a href="http://churchillmortgage.com/RamseyOffer"><strong>Churchill Mortgage</strong></a>. Equal Housing Lender • NMLS ID 1591 • <a href="http://nmlsconsumeraccess.org">NMLSConsumerAccess.org</a>. Churchill Certified Homebuyer program is available for qualifying borrowers and select loan types only. Ramsey Audience offer of up to a $500 credit applied at closing toward fees incurred for appraisals for a limited time and may be discontinued without notice. </li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a></li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://guardianlit.com/ramsey?utm_source=podcast&utm_medium=ramsey_show"><strong>Guardian Litigation Group</strong></a></li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a></li> <li>Visit <a href="https://www.helixsleep.com/Ramsey"><strong>Helix Sleep</strong></a> for special offers!</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a></li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more.</li> <li>Try <a href="https://www.quo.com/Ramsey"><strong>Quo</strong></a> for free, plus get 20% off your first six months. Quo: no missed calls, no missed customers.</li> <li>Sign up for your $1.00/month trial at <a href="https://www.shopify.com/Ramsey"><strong>Shopify</strong></a>.</li> <li>Get started at <a href="https://www.worldwatch.news/Ramsey"><strong>World News</strong></a> OR use promo code RAMSEY for a 30-day free trial.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> or call 1-800-356-4282 for your free instant quote today! </li> <li>Try <a href="https://www.ziprecruiter.com/Ramsey"><strong>ZipRecruiter</strong></a> for free today.</li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o">The Ramsey Show Highlights</a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r">The Dr. John Delony Show</a></p> <p>🍸 <a href="https://ter.li/knqmos">Smart Money Happy Hour</a><a href="https://ter.li/rzj8ja"></a></p> <p>💰 <a href="https://ter.li/awxjwi">George Kamel</a></p> <p>📈 <a href="https://ter.li/2y2cn3">EntreLeadership</a></p> <p> </p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>