Early Money Decisions Shape Your Financial Future

<p><strong>🤔 </strong><a href="https://ter.li/degkjb">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
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<p>While we are out for Christmas break, we've compiled some of our favorite Rachel and George calls from the past two years. We'll be back with a live show in the new year!</p>
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<p>Rachel Cruze &amp; George Kamel answer your questions and discuss:</p>
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<p>Am I ok to use credit cards as long as I pay them off every month?</p>
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<p>Should I be concerned about my girlfriend's lack of having any desire to work?</p>
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<p>Do I need to start building my credit score at 19 years-old?</p>
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<p>How do I stop spending so I can reach my financial goals?</p>
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<p>Is Dave's stance to only buy a cell phone in cash or is he okay with putting it on an installment plan over 2 or 3 years?</p>
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<p>Should I take money out of my savings to start a small business?</p>
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<p>I feel guilty using child support money</p>
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</ul>
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<p><strong>Next Steps:</strong><a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
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<p><strong>Explore more from Ramsey Network:</strong></p>
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<p>💡 <a href="https://ter.li/rzj8ja">⁠⁠⁠⁠⁠⁠⁠⁠<u>The Rachel Cruze Show</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💰 <a href="https://ter.li/awxjwi">⁠⁠⁠⁠⁠⁠⁠⁠<u>George Kamel</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&amp;utm_medium=audio&amp;utm_campaign=cross%20show%20promotion&amp;utm_term=ramsey_network_bu&amp;utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play">⁠⁠⁠⁠⁠⁠⁠⁠<u>Front Row Seat with Ken Coleman</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 <a href="https://ter.li/2y2cn3">⁠⁠⁠⁠⁠⁠⁠⁠<u>EntreLeadership</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
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