The Only Hack To Paying Off Debt Is Doing The Hard Work

<p><strong>🤔 </strong><a href="https://ter.li/degkjb">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>Dave Ramsey and Jade Warshaw answer your questions and discuss:</p>
<ul>
  <li>"My credit card is about to be charged off. What should I do?"</li>
  <li>"I just got laid off, should we use our savings to pay down debt?"</li>
  <li>"Should I go on a free cruise while in Baby Step 2?"</li>
  <li>"Should I sell my AirBnB?"</li>
  <li>"Am I wrong to ask to be an equal co-owner in my husband's business?" </li>
  <li>"Should I pay more than minimum payments to minimize interest while in Baby Step 2?"</li>
  <li>"Should I take out a loan to buy a business?".</li>
</ul>
<p><br></p>
<p><strong>Next Steps:</strong></p>
<p>✔️<a href="https://ter.li/3rtsm1">⁠ <u>⁠Help us make the show better. Please take this short survey.⁠</u>⁠</a></p>
<p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&amp;utm_medium=product_shelf">⁠ <u>⁠send us an email</u>⁠</a>.</p>
<p><strong>📘 </strong><a href="https://ter.li/h7l4s1">Get your copy of What No One Tells You About Money today</a></p>
<p>💵 <u>⁠</u><a href="https://ramsey.solutions/6okro3"><u>Start your free budget today. Download the EveryDollar app!</u></a></p>
<p>🏠 <a href="https://ter.li/x0jllq">Get organized and prepared to buy or sell a home</a></p>
<p><br></p>
<p><strong>Connect With Our Sponsors:</strong></p>
<ul>
  <li>Get 10% off your first month of <a href="https://www.betterhelp.com/Delony">⁠<strong>BetterHelp</strong>⁠</a><strong></strong>
</li>
  <li>Go to <a href="https://www.boostmobile.com/ramsey">⁠<strong>Boost Mobile</strong>⁠</a> to switch today!</li>
  <li>Go to<a href="https://www.casper.com/Ramsey">⁠ ⁠</a><a href="https://www.casper.com/Ramsey">⁠<strong>Casper Sleep</strong>⁠</a> and use promo code RAMSEY to learn more</li>
  <li>If you want your car to keep going and going, trust <a href="https://www.cbac.com/ramsey">⁠<strong>Christian Brothers Automotive</strong>⁠</a>. Find a local shop and get an exclusive Ramsey discount of 10% off</li>
  <li>Learn more about<a href="https://www.chministries.org/budget">⁠ <strong>Christian Healthcare Ministries</strong>⁠</a>
</li>
  <li>Get started today with<a href="https://www.churchillmortgage.com/">⁠ <strong>Churchill Mortgage</strong>⁠</a>
</li>
  <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey">⁠<strong>DeleteMe</strong>⁠</a>
</li>
  <li>Go to<a href="https://www.fairwinds.org/ramsey">⁠ <strong>FAIRWINDS Credit Union</strong>⁠</a> for an exclusive account bundle!</li>
  <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey">⁠<strong>Guardian Litigation Group</strong>⁠</a>
</li>
  <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com">⁠<strong>Health Trust Financial</strong>⁠</a>
</li>
  <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com">⁠<strong>Mama Bear Legal Forms</strong>⁠</a>
</li>
  <li>Visit<a href="https://www.netsuite.com/Ramsey">⁠ <strong>NetSuite</strong>⁠</a> today to learn more</li>
  <li>Get started with <a href="https://www.yrefy.com/Ramsey">⁠<strong>YRefy</strong>⁠</a> or call 844-2-RAMSEY</li>
  <li>Visit<a href="https://www.zander.com/">⁠ <strong>Zander Insurance</strong>⁠</a> for your free instant quote today!</li>
</ul>
<p><br></p>
<p><strong>Explore more from Ramsey Network:</strong></p>
<p>💸 <a href="https://ter.li/wgti1o">⁠<u>The Ramsey Show Highlights</u>⁠</a></p>
<p><strong>🧠</strong> <a href="https://ter.li/qq7a2r">⁠<u>The Dr. John Delony Show</u>⁠</a></p>
<p>🍸 <a href="https://ter.li/knqmos">⁠<u>Smart Money Happy Hour</u>⁠</a></p>
<p>💡 <a href="https://ter.li/rzj8ja">⁠<u>The Rachel Cruze Show</u>⁠</a></p>
<p>💰 <a href="https://ter.li/awxjwi">⁠<u>George Kamel</u>⁠</a></p>
<p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&amp;utm_medium=audio&amp;utm_campaign=cross%20show%20promotion&amp;utm_term=ramsey_network_bu&amp;utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play">⁠<u>Front Row Seat with Ken Coleman</u>⁠</a></p>
<p>📈 <a href="https://ter.li/2y2cn3">⁠<u>EntreLeadership</u>⁠</a></p>
<p><br></p>
<p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy">⁠<strong>Ramsey Solutions Privacy Policy</strong>⁠</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>