The Payment Mentality Is Keeping You Broke
The Ramsey Show
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and George Kamel answer your questions and discuss:
- “We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?”
- “Our bank closed all our accounts two months ago and still hasn’t paid us back our money. What should we do?”
- “We are $90,000 in debt and living paycheck-to-paycheck.”
- “I have spent over $200,000 on lawyers for my divorce. I’m now out of money—how do I keep financing this?”
- “We just inherited $2.5 million. How do we manage this?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🧠 Use Ramsey SmartTax to file your taxes!
🏠 Get organized and prepared to buy or sell a home
💻 Need help with your taxes? See who we trust!
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p>❓ <a href="https://ter.li/n2n2fh">Have a money question? Ask Ramsey is here to help.</a></p> <p>📈 <a href="https://ter.li/zqzs8w">Are you on track with the Baby Steps? Get a Free Personalized Plan.</a></p> <p><br></p> <p>Rachel Cruze and George Kamel answer your questions and discuss:</p> <ul> <li>“We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?” </li> <li>“Our bank closed all our accounts two months ago and still hasn’t paid us back our money. What should we do?” </li> <li>“We are $90,000 in debt and living paycheck-to-paycheck.” </li> <li>“I have spent over $200,000 on lawyers for my divorce. I’m now out of money—how do I keep financing this?” </li> <li>“We just inherited $2.5 million. How do we manage this?”</li> </ul> <p><br></p> <p><strong>Next Steps:</strong></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a>.</p> <p>🧠 <a href="https://ter.li/RamseySmartTax-lb38jl">Use Ramsey SmartTax to file your taxes! </a></p> <p>💵 <a href="https://ramsey.solutions/d75ig0"><u></u><u>Start your free budget today. Download the EveryDollar app!</u></a></p> <p>🏠 <a href="https://ter.li/eg3x5r">Get organized and prepared to buy or sell a home</a></p> <p>💻 <a href="https://ter.li/x7t76q">Need help with your taxes? See who we trust!</a></p> <p><br></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Get 10% off your first month of <a href="https://www.betterhelp.com/Delony"><strong>BetterHelp</strong></a> </li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>If you want your car to keep going and going, trust <a href="https://www.cbac.com/ramsey"><strong>Christian Brothers Automotive</strong></a>. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a> </li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a> </li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a> </li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey"><strong>Guardian Litigation Group</strong></a> </li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a> </li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a> </li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> or call 1-800-356-4282 for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>
Show Notes
❓ Have a money question? Ask Ramsey is here to help.
Rachel Cruze and George Kamel answer your questions and discuss:
- “We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?”
- “Our bank closed all our accounts two months ago and still hasn’t paid us back our money. What should we do?”
- “We are $90,000 in debt and living paycheck-to-paycheck.”
- “I have spent over $200,000 on lawyers for my divorce. I’m now out of money—how do I keep financing this?”
- “We just inherited $2.5 million. How do we manage this?”
Next Steps:
📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
🧠 Use Ramsey SmartTax to file your taxes!
🏠 Get organized and prepared to buy or sell a home
💻 Need help with your taxes? See who we trust!
Connect With Our Sponsors:
- Get 10% off your first month of BetterHelp
- Go to Boost Mobile to switch today!
- If you want your car to keep going and going, trust Christian Brothers Automotive. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off
- Learn more about Christian Healthcare Ministries
- Get started today with Churchill Mortgage
- Get 20% off when you join DeleteMe
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial
- Use code RAMSEY to save 20% at Mama Bear Legal Forms
- Visit NetSuite today to learn more.
- Get started with YRefy or call 844-2-RAMSEY
- Visit Zander Insurance or call 1-800-356-4282 for your free instant quote today!
Explore more from Ramsey Network:
💸 The Ramsey Show Highlights
🧠 The Dr. John Delony Show
🍸 Smart Money Happy Hour
💡 The Rachel Cruze Show
💰 George Kamel
🪑 Front Row Seat with Ken Coleman
📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p>❓ <a href="https://ter.li/n2n2fh">Have a money question? Ask Ramsey is here to help.</a></p> <p>📈 <a href="https://ter.li/zqzs8w">Are you on track with the Baby Steps? Get a Free Personalized Plan.</a></p> <p><br></p> <p>Rachel Cruze and George Kamel answer your questions and discuss:</p> <ul> <li>“We are running a $5,000 deficit in our budget every month after losing $1.6 million to business fraud. What should we do?” </li> <li>“Our bank closed all our accounts two months ago and still hasn’t paid us back our money. What should we do?” </li> <li>“We are $90,000 in debt and living paycheck-to-paycheck.” </li> <li>“I have spent over $200,000 on lawyers for my divorce. I’m now out of money—how do I keep financing this?” </li> <li>“We just inherited $2.5 million. How do we manage this?”</li> </ul> <p><br></p> <p><strong>Next Steps:</strong></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a>.</p> <p>🧠 <a href="https://ter.li/RamseySmartTax-lb38jl">Use Ramsey SmartTax to file your taxes! </a></p> <p>💵 <a href="https://ramsey.solutions/d75ig0"><u></u><u>Start your free budget today. Download the EveryDollar app!</u></a></p> <p>🏠 <a href="https://ter.li/eg3x5r">Get organized and prepared to buy or sell a home</a></p> <p>💻 <a href="https://ter.li/x7t76q">Need help with your taxes? See who we trust!</a></p> <p><br></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Get 10% off your first month of <a href="https://www.betterhelp.com/Delony"><strong>BetterHelp</strong></a> </li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>If you want your car to keep going and going, trust <a href="https://www.cbac.com/ramsey"><strong>Christian Brothers Automotive</strong></a>. Find a local shop and get an exclusive Ramsey discount of 10% (up to $250) off</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a> </li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a> </li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a> </li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey"><strong>Guardian Litigation Group</strong></a> </li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a> </li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a> </li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> or call 1-800-356-4282 for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>