The Truth About Your Money Is Less Scary Than the Story in Your Head

<p>🎟️ <a href="https://ter.li/xs5jpe">⁠The Ramsey Show Live Tour: Get Your Tickets! </a></p>
<p><br></p>
<p>Dave Ramsey and Dr. John Delony answer your questions and discuss:</p>
<ul>
  <li>"How do I get started when I feel stuck, weak, and ashamed due to my pornography addiction?"</li>
  <li>"How do I choose a beneficiary for my estate?"</li>
  <li>"Do I need to put 20% down on a house?"</li>
  <li>"My house is 51% of my income, how can I pay it off quickly?"</li>
  <li>"Should I cash out my investments to pay off an unexpected debt?"</li>
  <li>"Should we use money from our kids' savings to pay off debt?"</li>
  <li>"When do I talk about money when I'm dating?"</li>
  <li>"Should I file bankruptcy after getting divorced?"</li>
  <li>"How do we protect my step-kids from financial doom?"</li>
  <li>"What should I do with a large settlement?"</li>
  <li>"I'm $800k in debt and don't know where to start"</li>
</ul>
<p><br></p>
<p><strong>Next Steps:</strong></p>
<p>✔️<a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠Help us make the show better. Please take this short survey.⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&amp;utm_medium=product_shelf">⁠⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠send us an email</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>📱 <a href="https://ramsey.solutions/qq4xdb">⁠⁠⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠⁠⁠</a></p>
<p>💵⁠⁠⁠ <u>⁠</u><a href="https://ter.li/tjytcg">⁠⁠⁠⁠⁠⁠<u>Start your free budget today. Download the EveryDollar app!</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>☮️ <a href="https://ter.li/qifry5">Lead a Financial Peace University class.</a></p>
<p>❓ <a href="https://ter.li/mtucyj">⁠⁠⁠⁠⁠⁠⁠⁠⁠Will an online will work for you? Take this quiz to find out.⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🏠 <a href="https://ter.li/cqb1tl">Find a Ramsey Trusted Real Estate Agent</a></p>
<p><strong>📈</strong><a href="https://ter.li/degkjb">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong> </strong><u>⁠Are you on track with the Baby Steps? Get a free personalized plan.⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p><strong>Connect With Our Sponsors:</strong></p>
<p>Stop paying more and start shopping smarter at <a href="https://aldi.us">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>ALDI</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony">⁠⁠⁠⁠⁠⁠⁠⁠⁠ <strong>BetterHelp</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Go to <a href="https://www.boostmobile.com/ramsey">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>Boost Mobile</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a> to switch today!</p>
<p>Learn more about<a href="https://www.chministries.org/budget">⁠⁠⁠⁠⁠⁠⁠⁠⁠ <strong>Christian Healthcare Ministries</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Get started today with<a href="https://www.churchillmortgage.com/">⁠⁠⁠⁠⁠⁠⁠⁠⁠ <strong>Churchill Mortgage</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>DeleteMe</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Go to<a href="https://www.fairwinds.org/ramsey">⁠⁠⁠⁠⁠⁠⁠⁠⁠ <strong>FAIRWINDS Credit Union</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a> for an exclusive account bundle!</p>
<p>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>Health Trust Financial</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>Mama Bear Legal Forms</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Visit<a href="https://www.netsuite.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠⁠ <strong>NetSuite</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a> today to learn more<strong>.</strong></p>
<p>For more information, go to <a href="https://simplisafe.com">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>SimpliSafe</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Use promo code RAMSEY for 18% off at <a href="https://www.thenokbox.com/ramsey">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>The Nokbox</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>Get started with <a href="https://www.yrefy.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>YRefy</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a> or call 844-2-RAMSEY.</p>
<p>Visit<a href="https://www.zander.com/">⁠⁠⁠⁠⁠⁠⁠⁠⁠ <strong>Zander Insurance</strong>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a> for your free instant quote today! </p>
<p><br></p>
<p><strong>Explore more from Ramsey Network:</strong></p>
<p>💸 <a href="https://ter.li/wgti1o">⁠⁠⁠⁠⁠⁠⁠⁠⁠<u>The Ramsey Show Highlights</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><strong>🧠</strong> <a href="https://ter.li/qq7a2r">⁠⁠⁠⁠⁠⁠⁠⁠⁠<u>The Dr. John Delony Show</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🍸 <a href="https://ter.li/knqmos">⁠⁠⁠⁠⁠⁠⁠⁠⁠<u>Smart Money Happy Hour</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💡 <a href="https://ter.li/rzj8ja">⁠⁠⁠⁠⁠⁠⁠⁠⁠<u>The Rachel Cruze Show</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💰 <a href="https://ter.li/awxjwi">⁠⁠⁠⁠⁠⁠⁠⁠⁠<u>George Kamel</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&amp;utm_medium=audio&amp;utm_campaign=cross%20show%20promotion&amp;utm_term=ramsey_network_bu&amp;utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play">⁠⁠⁠⁠⁠⁠⁠⁠⁠<u>Front Row Seat with Ken Coleman</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 <a href="https://ter.li/2y2cn3">⁠⁠⁠⁠⁠⁠⁠⁠⁠<u>EntreLeadership</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy">⁠⁠⁠⁠⁠⁠⁠⁠⁠<strong>Ramsey Solutions Privacy Policy</strong>⁠⁠⁠⁠⁠⁠</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>