There Are No Shortcuts To Building Wealth
The Ramsey Show
0:00,0
10 min
0:00
2:00
4:00
0:00
1:00:00
2:00:00
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Questions Answered
🤔 Can an online will work for you? Take this quiz to find out!
Jade Warshaw and Rachel Cruze answer your questions and discuss:
- "I'm in $60,000 of debt, how do I pay it off?"
- "The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3?"
- "Should I pay off my student loan debt before I buy my house?"
- "I was able to get out of debt while still enjoying my lifestyle, did I complete Baby Step 2 correctly?"
- "Is "house hacking" a good idea?".
- "How can I feel blessed by my husband's gift giving when it comes from our finances?"
- "How much life insurance should we have on our kids?"
- "Should we use the money we set aside for taxes to pay off debt?"
- "How do I get out of over $30,000 of debt?"
- "We just got married and are in over $40,000 of debt."
- "How should we approach paying this off?"
- "Does it make sense to keep our more expensive health insurance so that we can access our HSA investment options?"
- "My husband doesn't make much money, how can I inspire him to get a higher paying job?"
- "How do couples merge their finances when they disagree on how money should be allocated?"
- "How much should I spend on a car?"
- "I paid for my sister's house. How should we title the home to protect ourselves in case something happens to her?"
- "Should I keep hustling or slow down to spend time with my family?"
Next Steps
- Help us make the show better. Please take this short survey.
- 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
- 📱 Get episodes early in the free Ramsey Network app!
- 🏠 Get organized and prepared to buy or sell a home.
- 💵 Start your free budget today. Download the EveryDollar app!
- 💻 Find out where you stand with your money and get a free plan.
Explore More From Ramsey Network
- 💸 The Ramsey Show Highlights
- 🧠 The Dr. John Delony Show
- 🍸 Smart Money Happy Hour
- 💡 The Rachel Cruze Show
- 💰 George Kamel
- 🪑 Front Row Seat with Ken Coleman
- 📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p>🤔 <a href="https://ter.li/epa3ju">Can an online will work for you? Take this quiz to find out!</a> Jade Warshaw and Rachel Cruze answer your questions and discuss:</p> <ul> <li>"I'm in $60,000 of debt, how do I pay it off?"</li> <li>"The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3?"</li> <li>"Should I pay off my student loan debt before I buy my house?"</li> <li>"I was able to get out of debt while still enjoying my lifestyle, did I complete Baby Step 2 correctly?</li> <li>"Is "house hacking" a good idea?".</li> <li>“How can I feel blessed by my husband’s gift giving when it comes from our finances?”</li> <li>“How much life insurance should we have on our kids?”</li> <li>“Should we use the money we set aside for taxes to pay off debt?”</li> <li>“How do I get out of over $30,000 of debt?”</li> <li>"We just got married and are in over $40,000 of debt."</li> <li>"How should we approach paying this off?"</li> <li>“Does it make sense to keep our more expensive health insurance so that we can access our HSA investment options?”</li> <li>"My husband doesn’t make much money, how can I inspire him to get a higher paying job?"</li> <li>“How do couples merge their finances when they disagree on how money should be allocated?”</li> <li>“How much should I spend on a car?”</li> <li>“I paid for my sister’s house. How should we title the home to protect ourselves in case something happens to her?”</li> <li>“Should I keep hustling or slow down to spend time with my family?”</li> </ul> <p><br></p> <p><strong>Next Steps:</strong></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a>.</p> <p>📱 <a href="https://ramsey.solutions/6j2kuz">Get episodes early in the free Ramsey Network app! </a></p> <p>🏠 <a href="https://ter.li/cghel7">Get organized and prepared to buy or sell a home. </a></p> <p>💵 <u></u><a href="https://ter.li/typjh3%20">Start your free budget today. Download the EveryDollar app!</a></p> <p>💻 <a href="https://ter.li/ypxp2q">Find out where you stand with your money and get a free plan. </a></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Stop paying more and start shopping smarter at <a href="https://aldi.us"><strong>ALDI</strong></a>.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony"> <strong>BetterHelp</strong></a>.</li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>Go to<a href="https://www.casper.com/Ramsey"> </a><a href="https://www.casper.com/Ramsey"><strong>Casper Sleep</strong></a> and use promo code RAMSEY to learn more.</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a>.</li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a>.</li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a>.</li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey"><strong>Guardian Litigation Group</strong></a> </li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a>.</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a>.</li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more<strong>.</strong> </li> <li>For more information, go to <a href="https://simplisafe.com"><strong>SimpliSafe</strong></a>.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY.</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>
Show Notes
Questions Answered
🤔 Can an online will work for you? Take this quiz to find out!
Jade Warshaw and Rachel Cruze answer your questions and discuss:
- "I'm in $60,000 of debt, how do I pay it off?"
- "The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3?"
- "Should I pay off my student loan debt before I buy my house?"
- "I was able to get out of debt while still enjoying my lifestyle, did I complete Baby Step 2 correctly?"
- "Is "house hacking" a good idea?".
- "How can I feel blessed by my husband's gift giving when it comes from our finances?"
- "How much life insurance should we have on our kids?"
- "Should we use the money we set aside for taxes to pay off debt?"
- "How do I get out of over $30,000 of debt?"
- "We just got married and are in over $40,000 of debt."
- "How should we approach paying this off?"
- "Does it make sense to keep our more expensive health insurance so that we can access our HSA investment options?"
- "My husband doesn't make much money, how can I inspire him to get a higher paying job?"
- "How do couples merge their finances when they disagree on how money should be allocated?"
- "How much should I spend on a car?"
- "I paid for my sister's house. How should we title the home to protect ourselves in case something happens to her?"
- "Should I keep hustling or slow down to spend time with my family?"
Next Steps
- Help us make the show better. Please take this short survey.
- 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
- 📱 Get episodes early in the free Ramsey Network app!
- 🏠 Get organized and prepared to buy or sell a home.
- 💵 Start your free budget today. Download the EveryDollar app!
- 💻 Find out where you stand with your money and get a free plan.
Explore More From Ramsey Network
- 💸 The Ramsey Show Highlights
- 🧠 The Dr. John Delony Show
- 🍸 Smart Money Happy Hour
- 💡 The Rachel Cruze Show
- 💰 George Kamel
- 🪑 Front Row Seat with Ken Coleman
- 📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p>🤔 <a href="https://ter.li/epa3ju">Can an online will work for you? Take this quiz to find out!</a> Jade Warshaw and Rachel Cruze answer your questions and discuss:</p> <ul> <li>"I'm in $60,000 of debt, how do I pay it off?"</li> <li>"The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3?"</li> <li>"Should I pay off my student loan debt before I buy my house?"</li> <li>"I was able to get out of debt while still enjoying my lifestyle, did I complete Baby Step 2 correctly?</li> <li>"Is "house hacking" a good idea?".</li> <li>“How can I feel blessed by my husband’s gift giving when it comes from our finances?”</li> <li>“How much life insurance should we have on our kids?”</li> <li>“Should we use the money we set aside for taxes to pay off debt?”</li> <li>“How do I get out of over $30,000 of debt?”</li> <li>"We just got married and are in over $40,000 of debt."</li> <li>"How should we approach paying this off?"</li> <li>“Does it make sense to keep our more expensive health insurance so that we can access our HSA investment options?”</li> <li>"My husband doesn’t make much money, how can I inspire him to get a higher paying job?"</li> <li>“How do couples merge their finances when they disagree on how money should be allocated?”</li> <li>“How much should I spend on a car?”</li> <li>“I paid for my sister’s house. How should we title the home to protect ourselves in case something happens to her?”</li> <li>“Should I keep hustling or slow down to spend time with my family?”</li> </ul> <p><br></p> <p><strong>Next Steps:</strong></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a>.</p> <p>📱 <a href="https://ramsey.solutions/6j2kuz">Get episodes early in the free Ramsey Network app! </a></p> <p>🏠 <a href="https://ter.li/cghel7">Get organized and prepared to buy or sell a home. </a></p> <p>💵 <u></u><a href="https://ter.li/typjh3%20">Start your free budget today. Download the EveryDollar app!</a></p> <p>💻 <a href="https://ter.li/ypxp2q">Find out where you stand with your money and get a free plan. </a></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Stop paying more and start shopping smarter at <a href="https://aldi.us"><strong>ALDI</strong></a>.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony"> <strong>BetterHelp</strong></a>.</li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>Go to<a href="https://www.casper.com/Ramsey"> </a><a href="https://www.casper.com/Ramsey"><strong>Casper Sleep</strong></a> and use promo code RAMSEY to learn more.</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a>.</li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a>.</li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a>.</li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey"><strong>Guardian Litigation Group</strong></a> </li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a>.</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a>.</li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more<strong>.</strong> </li> <li>For more information, go to <a href="https://simplisafe.com"><strong>SimpliSafe</strong></a>.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY.</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>