When You Feel Overwhelmed, Control the Controllables
The Ramsey Show
0:00,0
10 min
0:00
2:00
4:00
0:00
1:00:00
2:00:00
1x
🤔 Think you're good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- "Should I pay off my HELOC first in my debt snowball?"
- "Is it possible to graduate Baby Step 4?"
- "We're expecting $500,000 from the sale of a business. How do we best use these funds?"
- "How do I break the news to my wife that we are broke and $500,000 in debt?"
- "I own my own business and haven't been saving for taxes. How do I get out of this mess and keep the business going?"
- "Can I change my career now that I've finished Baby Step 2?"
- "Should we consider our rental property as debt in Baby Step 2?"
- "How do I get out of a motorcycle I'm upside down on?"
- "How can I convince my husband that we need to create a joint account?"
- "My wife wants to take a trip to Europe but I would rather keep investing 40% of our income."
Next Steps
- Help us make the show better. Please take this short survey.
- 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
- 📱 Get episodes early in the free Ramsey Network app!
- 📈 Are you on track with the Baby Steps? Get a free personalized plan.
- 🏠 Get organized and prepared to buy or sell a home.
- 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.
- 💵 Start your free budget today. Download the EveryDollar app!
- 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every …
- 🛡️ Protect yourself with trusted insurance coverage that fits your budget.
Explore More from Ramsey Network
- 💸 The Ramsey Show Highlights
- 🧠 The Dr. John Delony Show
- 🍸 Smart Money Happy Hour
- 💡 The Rachel Cruze Show
- 💰 George Kamel
- 🪑 Front Row Seat with Ken Coleman
- 📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p><strong>🤔 </strong><a href="https://ter.li/degkjb"></a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">Think you’re good with money? Take our Money in America quiz!</a></p> <p> Dave Ramsey and Rachel Cruze answer your questions and discuss:</p> <ul> <li>"Should I pay off my HELOC first in my debt snowball?"</li> <li>"Is it possible to graduate Baby Step 4?"</li> <li>"We're expecting $500,000 from the sale of a business. How do we best use these funds?"</li> <li>"How do I break the news to my wife that we are broke and $500,000 in debt?"</li> <li>"I own my own business and haven't been saving for taxes. How do I get out of this mess and keep the business going?"</li> <li>"Can I change my career now that I've finished Baby Step 2?"</li> <li>"Should we consider our rental property as debt in Baby Step 2?"</li> <li>"How do I get out of a motorcycle I'm upside down on?"</li> <li>"How can I convince my husband that we need to create a joint account?"</li> <li>"My wife wants to take a trip to Europe but I would rather keep investing 40% of our income."</li> </ul> <p><br></p> <p><strong>Next Steps:</strong></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a>.</p> <p>📱 <a href="https://ramsey.solutions/qq4xdb">Get episodes early in the free Ramsey Network app! </a></p> <p><strong>📈</strong><a href="https://ter.li/degkjb"><strong> </strong><u>Are you on track with the Baby Steps? Get a free personalized plan.</u></a></p> <p>🏠 <a href="https://ter.li/dxw4ib">Get organized and prepared to buy or sell a home. </a></p> <p>🎟️ <a href="https://ter.li/14x4ek">Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. </a></p> <p>💵 <u></u><a href="https://ter.li/gs1gjb%20">Start your free budget today. Download the EveryDollar app!</a></p> <p>📚 <a href="https://ter.li/5iegog">Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every …</a></p> <p>🛡️ <a href="https://ter.li/el2e9s">Protect yourself with trusted insurance coverage that fits your budget.</a></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Stop paying more and start shopping smarter at <a href="https://aldi.us"><strong>ALDI</strong></a>.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony"> <strong>BetterHelp</strong></a>.</li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a>.</li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a>.</li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a>.</li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a>.</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a>.</li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more<strong>.</strong> </li> <li>For more information, go to <a href="https://simplisafe.com"><strong>SimpliSafe</strong></a>.</li> <li>Use promo code RAMSEY for 18% off at <a href="https://www.thenokbox.com/ramsey"><strong>The Nokbox</strong></a>.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY.</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>
Show Notes
🤔 Think you're good with money? Take our Money in America quiz!
Dave Ramsey and Rachel Cruze answer your questions and discuss:
- "Should I pay off my HELOC first in my debt snowball?"
- "Is it possible to graduate Baby Step 4?"
- "We're expecting $500,000 from the sale of a business. How do we best use these funds?"
- "How do I break the news to my wife that we are broke and $500,000 in debt?"
- "I own my own business and haven't been saving for taxes. How do I get out of this mess and keep the business going?"
- "Can I change my career now that I've finished Baby Step 2?"
- "Should we consider our rental property as debt in Baby Step 2?"
- "How do I get out of a motorcycle I'm upside down on?"
- "How can I convince my husband that we need to create a joint account?"
- "My wife wants to take a trip to Europe but I would rather keep investing 40% of our income."
Next Steps
- Help us make the show better. Please take this short survey.
- 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email.
- 📱 Get episodes early in the free Ramsey Network app!
- 📈 Are you on track with the Baby Steps? Get a free personalized plan.
- 🏠 Get organized and prepared to buy or sell a home.
- 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville.
- 💵 Start your free budget today. Download the EveryDollar app!
- 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every …
- 🛡️ Protect yourself with trusted insurance coverage that fits your budget.
Explore More from Ramsey Network
- 💸 The Ramsey Show Highlights
- 🧠 The Dr. John Delony Show
- 🍸 Smart Money Happy Hour
- 💡 The Rachel Cruze Show
- 💰 George Kamel
- 🪑 Front Row Seat with Ken Coleman
- 📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p><strong>🤔 </strong><a href="https://ter.li/degkjb"></a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">Think you’re good with money? Take our Money in America quiz!</a></p> <p> Dave Ramsey and Rachel Cruze answer your questions and discuss:</p> <ul> <li>"Should I pay off my HELOC first in my debt snowball?"</li> <li>"Is it possible to graduate Baby Step 4?"</li> <li>"We're expecting $500,000 from the sale of a business. How do we best use these funds?"</li> <li>"How do I break the news to my wife that we are broke and $500,000 in debt?"</li> <li>"I own my own business and haven't been saving for taxes. How do I get out of this mess and keep the business going?"</li> <li>"Can I change my career now that I've finished Baby Step 2?"</li> <li>"Should we consider our rental property as debt in Baby Step 2?"</li> <li>"How do I get out of a motorcycle I'm upside down on?"</li> <li>"How can I convince my husband that we need to create a joint account?"</li> <li>"My wife wants to take a trip to Europe but I would rather keep investing 40% of our income."</li> </ul> <p><br></p> <p><strong>Next Steps:</strong></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a>.</p> <p>📱 <a href="https://ramsey.solutions/qq4xdb">Get episodes early in the free Ramsey Network app! </a></p> <p><strong>📈</strong><a href="https://ter.li/degkjb"><strong> </strong><u>Are you on track with the Baby Steps? Get a free personalized plan.</u></a></p> <p>🏠 <a href="https://ter.li/dxw4ib">Get organized and prepared to buy or sell a home. </a></p> <p>🎟️ <a href="https://ter.li/14x4ek">Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. </a></p> <p>💵 <u></u><a href="https://ter.li/gs1gjb%20">Start your free budget today. Download the EveryDollar app!</a></p> <p>📚 <a href="https://ter.li/5iegog">Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every …</a></p> <p>🛡️ <a href="https://ter.li/el2e9s">Protect yourself with trusted insurance coverage that fits your budget.</a></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Stop paying more and start shopping smarter at <a href="https://aldi.us"><strong>ALDI</strong></a>.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony"> <strong>BetterHelp</strong></a>.</li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a>.</li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a>.</li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a>.</li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a>.</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a>.</li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more<strong>.</strong> </li> <li>For more information, go to <a href="https://simplisafe.com"><strong>SimpliSafe</strong></a>.</li> <li>Use promo code RAMSEY for 18% off at <a href="https://www.thenokbox.com/ramsey"><strong>The Nokbox</strong></a>.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY.</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>