You Can't Fix People by Funding Their Bad Decisions
The Ramsey Show
0:00,0
10 min
0:00
2:00
4:00
0:00
1:00:00
2:00:00
1x
🤔 Think you're good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
- "How do we guide our daughter to make better choices?"
- "My mother has $38,000 in collections and can't pay her bills. How do I help her through this mess?"
- "I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?"
- "How do I go from being intense to intentional in baby step 6?"
- "Do I need to buy flood insurance?"
- "Should we do what our parents recommend and live together before marriage?"
- "Do we need long-term care insurance?"
- "Should I get a reverse mortgage to help my daughter?"
- "Should I invest in my 4th Airbnb?"
- "My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college"
- "We have a good income but are still living paycheck-to-paycheck. How do we get ahead?"
- "Should we pull from our emergency fund to buy a car?"
- "How do I talk to my client about paying me more?"
- "Should I move out of my parents' house?"
Next Steps
- Help us make the show better. Please take this short survey.
- 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
- 💵 Start your free budget today by downloading the EveryDollar app
- 📈 Free Tools & Resources to Help You With Investing and Retirement
- 🛒 Lowest prices of the year—24 hours only. Don't miss Cyber Monday gifts as low as $3.99!
- 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network
- 💸 The Ramsey Show Highlights
- 🧠 The Dr. John Delony Show
- 🍸 Smart Money Happy Hour
- 💡 The Rachel Cruze Show
- 💰 George Kamel
- 🪑 Front Row Seat with Ken Coleman
- 📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p><strong>🤔 </strong><a href="https://ter.li/degkjb"></a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">Think you’re good with money? Take our Money in America quiz!</a></p> <p> Dave Ramsey and Dr. John Delony answer your questions and discuss:</p> <ul> <li>“How do we guide our daughter to make better choices?”</li> <li>“My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?”</li> <li>“I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?”</li> <li>“How do I go from being intense to intentional in baby step 6?”</li> <li>“Do I need to buy flood insurance?”</li> <li>“Should we do what our parents recommend and live together before marriage?”</li> <li>“Do we need long-term care insurance?”</li> <li>“Should I get a reverse mortgage to help my daughter?”</li> <li>“Should I invest in my 4th Airbnb?”</li> <li>“My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college”</li> <li>“We have a good income but are still living paycheck-to-paycheck. How do we get ahead?”</li> <li>“Should we pull from our emergency fund to buy a car?”</li> <li>“How do I talk to my client about paying me more?”</li> <li>“Should I move out of my parents’ house?”</li> </ul> <p><strong>Next Steps:</strong><a href="https://ter.li/3rtsm1"></a></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a></p> <p>💵 <u></u><a href="https://ter.li/miz307">Start your free budget today by downloading the EveryDollar app</a></p> <p>📈 <a href="https://ter.li/qabngd">Free Tools & Resources to Help You With Investing and Retirement</a></p> <p>🛒 <a href="https://ter.li/mnh0sb">Lowest prices of the year—24 hours only. Don’t miss Cyber Monday gifts as low as $3.99!</a></p> <p><strong>📘 </strong><a href="https://ter.li/fz2pvm">Preorder What No One Tells You About Money today now and get $100+ in bonus items </a> </p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Stop paying more and start shopping smarter at <a href="https://aldi.us"><strong>ALDI</strong></a>.</li> <li> <strong>Amazon</strong> is making it easier than ever to find top gifts at amazing prices this season in the <a href="https://www.amazon.com/holiday"><strong>Holiday Shop</strong></a>.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony"> <strong>BetterHelp</strong></a>.</li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>Go to<a href="https://www.casper.com/Ramsey"> </a><a href="https://www.casper.com/Ramsey"><strong>Casper Sleep</strong></a> and use promo code RAMSEY to learn more.</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a>.</li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a>.</li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a>.</li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey"><strong>Guardian Litigation Group</strong></a> </li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a>.</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a>.</li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more<strong>.</strong> </li> <li>For more information, go to <a href="https://simplisafe.com"><strong>SimpliSafe</strong></a>.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY.</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>
Show Notes
🤔 Think you're good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
- "How do we guide our daughter to make better choices?"
- "My mother has $38,000 in collections and can't pay her bills. How do I help her through this mess?"
- "I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?"
- "How do I go from being intense to intentional in baby step 6?"
- "Do I need to buy flood insurance?"
- "Should we do what our parents recommend and live together before marriage?"
- "Do we need long-term care insurance?"
- "Should I get a reverse mortgage to help my daughter?"
- "Should I invest in my 4th Airbnb?"
- "My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college"
- "We have a good income but are still living paycheck-to-paycheck. How do we get ahead?"
- "Should we pull from our emergency fund to buy a car?"
- "How do I talk to my client about paying me more?"
- "Should I move out of my parents' house?"
Next Steps
- Help us make the show better. Please take this short survey.
- 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
- 💵 Start your free budget today by downloading the EveryDollar app
- 📈 Free Tools & Resources to Help You With Investing and Retirement
- 🛒 Lowest prices of the year—24 hours only. Don't miss Cyber Monday gifts as low as $3.99!
- 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items
Connect With Our Sponsors
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network
- 💸 The Ramsey Show Highlights
- 🧠 The Dr. John Delony Show
- 🍸 Smart Money Happy Hour
- 💡 The Rachel Cruze Show
- 💰 George Kamel
- 🪑 Front Row Seat with Ken Coleman
- 📈 EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p><strong>🤔 </strong><a href="https://ter.li/degkjb"></a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">Think you’re good with money? Take our Money in America quiz!</a></p> <p> Dave Ramsey and Dr. John Delony answer your questions and discuss:</p> <ul> <li>“How do we guide our daughter to make better choices?”</li> <li>“My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?”</li> <li>“I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?”</li> <li>“How do I go from being intense to intentional in baby step 6?”</li> <li>“Do I need to buy flood insurance?”</li> <li>“Should we do what our parents recommend and live together before marriage?”</li> <li>“Do we need long-term care insurance?”</li> <li>“Should I get a reverse mortgage to help my daughter?”</li> <li>“Should I invest in my 4th Airbnb?”</li> <li>“My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college”</li> <li>“We have a good income but are still living paycheck-to-paycheck. How do we get ahead?”</li> <li>“Should we pull from our emergency fund to buy a car?”</li> <li>“How do I talk to my client about paying me more?”</li> <li>“Should I move out of my parents’ house?”</li> </ul> <p><strong>Next Steps:</strong><a href="https://ter.li/3rtsm1"></a></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a></p> <p>💵 <u></u><a href="https://ter.li/miz307">Start your free budget today by downloading the EveryDollar app</a></p> <p>📈 <a href="https://ter.li/qabngd">Free Tools & Resources to Help You With Investing and Retirement</a></p> <p>🛒 <a href="https://ter.li/mnh0sb">Lowest prices of the year—24 hours only. Don’t miss Cyber Monday gifts as low as $3.99!</a></p> <p><strong>📘 </strong><a href="https://ter.li/fz2pvm">Preorder What No One Tells You About Money today now and get $100+ in bonus items </a> </p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Stop paying more and start shopping smarter at <a href="https://aldi.us"><strong>ALDI</strong></a>.</li> <li> <strong>Amazon</strong> is making it easier than ever to find top gifts at amazing prices this season in the <a href="https://www.amazon.com/holiday"><strong>Holiday Shop</strong></a>.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony"> <strong>BetterHelp</strong></a>.</li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>Go to<a href="https://www.casper.com/Ramsey"> </a><a href="https://www.casper.com/Ramsey"><strong>Casper Sleep</strong></a> and use promo code RAMSEY to learn more.</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a>.</li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a>.</li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a>.</li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey"><strong>Guardian Litigation Group</strong></a> </li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a>.</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a>.</li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more<strong>.</strong> </li> <li>For more information, go to <a href="https://simplisafe.com"><strong>SimpliSafe</strong></a>.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY.</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>