You Don't Escape Debt by Waiting—You Escape by Acting

<p>💵 <a href="https://ramsey.solutions/quk7s3">Get Money Help from Ask Ramsey!</a></p>
<p>🚢 <a href="https://ter.li/i6n69l">⁠Book your cabin: Save $300 this week only! ⁠</a></p>
<p><br></p>
<p>Due to severe weather and an ice storm impacting our area, our team wasn’t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon!</p>
<p><br></p>
<p>Dave Ramsey and Ken Coleman answer your questions and discuss:</p>
<ul>
  <li>I am getting calls regarding debt on my deceased father. How do I handle this?</li>
  <li>What's the best way to start the Baby Steps?</li>
  <li>My dad wants me to pay for his life insurance</li>
  <li>I'm afraid to pay off my debt</li>
  <li>I've been fired twice and we're drowning in debt</li>
  <li>Mother-in-law ran up $14K on our joint credit card</li>
</ul>
<p><br></p>
<p><strong>Next Steps:</strong></p>
<p>✔️<a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠ <u>⁠Help us make the show better. Please take this short survey.⁠</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&amp;utm_medium=product_shelf">⁠⁠⁠⁠⁠⁠⁠ <u>⁠send us an email</u>⁠⁠⁠⁠⁠⁠⁠</a>.</p>
<p>💸 <u>⁠</u><a href="https://ramsey.solutions/6okro3">⁠⁠⁠⁠⁠⁠<u>Start your free budget today. Download the EveryDollar app!</u>⁠⁠⁠⁠⁠⁠</a></p>
<p>💻 <a href="https://ter.li/x7t76q">⁠⁠Need help with your taxes? See who we trust.⁠⁠</a></p>
<p>🚢 <a href="https://ter.li/i6n69l">⁠⁠⁠⁠⁠Set Sail with Dave Ramsey! Book your cabin today.⁠⁠</a></p>
<p><br></p>
<p><strong>Connect With Our Sponsors:</strong></p>
<ul>
  <li>Get 10% off your first month of <a href="https://www.betterhelp.com/Delony">⁠⁠⁠⁠⁠⁠⁠<strong>BetterHelp</strong>⁠⁠⁠⁠⁠⁠⁠</a><strong></strong>
</li>
  <li>Go to <a href="https://www.boostmobile.com/ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>Boost Mobile</strong>⁠⁠⁠⁠⁠⁠⁠</a> to switch today!</li>
  <li>Go to<a href="https://www.casper.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠</a><a href="https://www.casper.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>Casper Sleep</strong>⁠⁠⁠⁠⁠⁠⁠</a> and use promo code RAMSEY to learn more</li>
  <li>If you want your car to keep going and going, trust <a href="https://www.cbac.com/ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>Christian Brothers Automotive</strong>⁠⁠⁠⁠⁠⁠⁠</a>. Find a local shop and get an exclusive Ramsey discount of 10% off</li>
  <li>Learn more about<a href="https://www.chministries.org/budget">⁠⁠⁠⁠⁠⁠⁠ <strong>Christian Healthcare Ministries</strong>⁠⁠⁠⁠⁠⁠⁠</a>
</li>
  <li>Get started today with<a href="https://www.churchillmortgage.com/">⁠⁠⁠⁠⁠⁠⁠ <strong>Churchill Mortgage</strong>⁠⁠⁠⁠⁠⁠⁠</a>
</li>
  <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>DeleteMe</strong>⁠⁠⁠⁠⁠⁠⁠</a>
</li>
  <li>Go to<a href="https://www.fairwinds.org/ramsey">⁠⁠⁠⁠⁠⁠⁠ <strong>FAIRWINDS Credit Union</strong>⁠⁠⁠⁠⁠⁠⁠</a> for an exclusive account bundle!</li>
  <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>Guardian Litigation Group</strong>⁠⁠⁠⁠⁠⁠⁠</a>
</li>
  <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com">⁠⁠⁠⁠⁠⁠⁠<strong>Health Trust Financial</strong>⁠⁠⁠⁠⁠⁠⁠</a>
</li>
  <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com">⁠⁠⁠⁠⁠⁠⁠<strong>Mama Bear Legal Forms</strong>⁠⁠⁠⁠⁠⁠⁠</a>
</li>
  <li>Visit<a href="https://www.netsuite.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠ <strong>NetSuite</strong>⁠⁠⁠⁠⁠⁠⁠</a> today to learn more</li>
  <li>Get started with <a href="https://www.yrefy.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>YRefy</strong>⁠⁠⁠⁠⁠⁠⁠</a> or call 844-2-RAMSEY</li>
  <li>Visit<a href="https://www.zander.com/">⁠⁠⁠⁠⁠⁠⁠ <strong>Zander Insurance</strong>⁠⁠⁠⁠⁠⁠⁠</a> for your free instant quote today!</li>
</ul>
<p><br></p>
<p><strong>Explore more from Ramsey Network:</strong></p>
<p>💸 <a href="https://ter.li/wgti1o">⁠⁠⁠⁠⁠⁠⁠<u>The Ramsey Show Highlights</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><strong>🧠</strong> <a href="https://ter.li/qq7a2r">⁠⁠⁠⁠⁠⁠⁠<u>The Dr. John Delony Show</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🍸 <a href="https://ter.li/knqmos">⁠⁠⁠⁠⁠⁠⁠<u>Smart Money Happy Hour</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💡 <a href="https://ter.li/rzj8ja">⁠⁠⁠⁠⁠⁠⁠<u>The Rachel Cruze Show</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💰 <a href="https://ter.li/awxjwi">⁠⁠⁠⁠⁠⁠⁠<u>George Kamel</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&amp;utm_medium=audio&amp;utm_campaign=cross%20show%20promotion&amp;utm_term=ramsey_network_bu&amp;utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play">⁠⁠⁠⁠⁠⁠⁠<u>Front Row Seat with Ken Coleman</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 <a href="https://ter.li/2y2cn3">⁠⁠⁠⁠⁠⁠⁠<u>EntreLeadership</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy">⁠⁠⁠⁠⁠⁠⁠<strong>Ramsey Solutions Privacy Policy</strong>⁠⁠⁠⁠</a></p>
<p><br></p>
<p><br></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>