A Financial Plan Only Works If It Matches Your Reality

<p><strong>🤔 </strong><a href="https://ter.li/degkjb">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
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<p>While we are out for Christmas break, we've compiled some of our favorite Ken and Jade calls from the past two years. We'll be back with a live show in the new year! Merry Christmas!</p>
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<p>Ken Coleman &amp; Jade Warshaw answer your questions and discuss:</p>
<ul>
  <li>
<p>We're almost in $1M in debt.</p>
</li>
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<p>Should I keep more than $1k for emergencies?</p>
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<p>My fiance just borrowed $240K to buy an RV</p>
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<p>Does an HSA make sense for me?</p>
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<p>Should I convert my traditional 401(k) to Roth?</p>
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<p>My mortgage is 65% of our income</p>
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<p>I'm struggling to save money for future goals</p>
</li>
</ul>
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<p><strong>Next Steps:</strong><a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
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