Good Intentions Aren't Enough— Be Intentional With Your Money

<p><strong>🤔 </strong><a href="https://ter.li/degkjb">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>While we are out for Christmas break, we've compiled some of our favorite Dave and John calls from the past two years. Enjoy your Thanksgiving and we'll be back with a live show on Monday!</p>
<p><br></p>
<p>Dave Ramsey &amp; John Delony answer your questions and discuss:</p>
<ul>
  <li>
<p>Should I lock my husband out of our savings account to stop his out-of-control spending?</p>
</li>
  <li>
<p>Should I file bankruptcy?</p>
</li>
  <li>
<p>Should I budget for a vacation?</p>
</li>
  <li>
<p>Our insurance didn't pay us after a natural disaster destroyed our home.</p>
</li>
  <li>
<p>Should I help my boyfriend pay off debt?</p>
</li>
  <li>
<p>Should I take out a $10,000 loan to fix up my mom's kitchen?</p>
</li>
  <li>
<p>Why is mortgage debt okay but not car debt?</p>
</li>
</ul>
<p><strong>Next Steps:</strong><a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>✔️<a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠Help us make the show better. Please take this short survey.⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&amp;utm_medium=product_shelf">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠send us an email</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💵 <u>⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠<a href="https://ter.li/miz307">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🤓 <a href="https://ter.li/zxcmi0">⁠⁠File your taxes with 100% accurate software that’s less than half of the price⁠⁠</a></p>
<p><strong>📘 </strong><a href="https://ter.li/fz2pvm">Preorder What No One Tells You About Money today now and get $100+ in bonus items</a></p>
<p><br></p>
<p><strong>Connect With Our Sponsors:</strong></p>
<ul>
  <li>Stop paying more and start shopping smarter at <a href="https://aldi.us">⁠⁠⁠⁠⁠⁠⁠⁠<strong>ALDI</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>
<strong>Amazon</strong> is making it easier than ever to find top gifts at amazing prices this season in the <a href="https://www.amazon.com/holiday">⁠⁠⁠⁠⁠⁠⁠⁠<strong>Holiday Shop</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony">⁠⁠⁠⁠⁠⁠⁠⁠ <strong>BetterHelp</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Go to <a href="https://www.boostmobile.com/ramsey">⁠⁠⁠⁠⁠⁠⁠⁠<strong>Boost Mobile</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a> to switch today!</li>
  <li>Go to<a href="https://www.casper.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠</a><a href="https://www.casper.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠<strong>Casper Sleep</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a> and use promo code RAMSEY to learn more.</li>
  <li>Learn more about<a href="https://www.chministries.org/budget">⁠⁠⁠⁠⁠⁠⁠⁠ <strong>Christian Healthcare Ministries</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Get started today with<a href="https://www.churchillmortgage.com/">⁠⁠⁠⁠⁠⁠⁠⁠ <strong>Churchill Mortgage</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠<strong>DeleteMe</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Go to<a href="https://www.fairwinds.org/ramsey">⁠⁠⁠⁠⁠⁠⁠⁠ <strong>FAIRWINDS Credit Union</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a> for an exclusive account bundle!</li>
  <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠<strong>Guardian Litigation Group</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>
</li>
  <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com">⁠⁠⁠⁠⁠⁠⁠⁠<strong>Health Trust Financial</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com">⁠⁠⁠⁠⁠⁠⁠⁠<strong>Mama Bear Legal Forms</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Visit<a href="https://www.netsuite.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠ <strong>NetSuite</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a> today to learn more<strong>.</strong>
</li>
  <li>For more information, go to <a href="https://simplisafe.com">⁠⁠⁠⁠⁠⁠⁠⁠<strong>SimpliSafe</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Get started with <a href="https://www.yrefy.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠⁠<strong>YRefy</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a> or call 844-2-RAMSEY.</li>
  <li>Visit<a href="https://www.zander.com/">⁠⁠⁠⁠⁠⁠⁠⁠ <strong>Zander Insurance</strong>⁠⁠⁠⁠⁠⁠⁠⁠</a> for your free instant quote today! </li>
</ul>
<p><br></p>
<p><strong>Explore more from Ramsey Network:</strong></p>
<p>💸 <a href="https://ter.li/wgti1o">⁠⁠⁠⁠⁠⁠⁠⁠<u>The Ramsey Show Highlights</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><strong>🧠</strong> <a href="https://ter.li/qq7a2r">⁠⁠⁠⁠⁠⁠⁠⁠<u>The Dr. John Delony Show</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🍸 <a href="https://ter.li/knqmos">⁠⁠⁠⁠⁠⁠⁠⁠<u>Smart Money Happy Hour</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💡 <a href="https://ter.li/rzj8ja">⁠⁠⁠⁠⁠⁠⁠⁠<u>The Rachel Cruze Show</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💰 <a href="https://ter.li/awxjwi">⁠⁠⁠⁠⁠⁠⁠⁠<u>George Kamel</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&amp;utm_medium=audio&amp;utm_campaign=cross%20show%20promotion&amp;utm_term=ramsey_network_bu&amp;utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play">⁠⁠⁠⁠⁠⁠⁠⁠<u>Front Row Seat with Ken Coleman</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 <a href="https://ter.li/2y2cn3">⁠⁠⁠⁠⁠⁠⁠⁠<u>EntreLeadership</u>⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy">⁠⁠⁠⁠⁠⁠⁠⁠<strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>