No One Makes Good Decisions out of Fear or Desperation
The Ramsey Show
0:00,0
10 min
0:00
2:00
4:00
0:00
1:00:00
2:00:00
1x
🤔 Think you're good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
- "How can I protect myself from my husband's gambling problem?"
- "I signed up for a student loan assistance program but I feel like I am being extorted rather than helped"
- "I am closing on a house I can't afford and I'm pregnant. What should I do to get through this season?"
- "Should we sell a car we were gifted?"
- "Should I get a 529 plan for my children?"
- "My elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addiction"
- "We are about to lose 80% of our income. Should we pay down our debt or save?"
- "Should I pull money from retirement to pay off my car?"
- "Is it too late for me to prepare for retirement?"
- "Should I let my son enjoy the fruits of his hard work?"
- "Should we pay off our house after we sell our rental?"
- "I received a personal injury settlement of $420,000. How should I manage this large lump sum?"
- "Am I risking my almost $1M net worth by carrying $1.4M in debt?"
Next Steps
- Help us make the show better. Please take this short survey.
- 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
- Start your free budget today by downloading the EveryDollar app
- Find a Ramsey Trusted Real Estate Agent
- Find out where you stand with your money and get a free plan
- Preorder What No One Tells You About Money today now and get $100+ in bonus items
- Support the Timeshare Pricing Transparency Act
Connect With Our Sponsors
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group.
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network
- The Ramsey Show Highlights
- The Dr. John Delony Show
- Smart Money Happy Hour
- The Rachel Cruze Show
- George Kamel
- Front Row Seat with Ken Coleman
- EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p><strong>🤔 </strong><a href="https://ter.li/degkjb"></a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">Think you’re good with money? Take our Money in America quiz!</a></p> <p> Dave Ramsey and Dr. John Delony answer your questions and discuss:</p> <ul> <li>“How can I protect myself from my husband’s gambling problem?”</li> <li>“I signed up for a student loan assistance program but I feel like I am being extorted rather than helped”</li> <li>“I am closing on a house I can’t afford and I’m pregnant. What should I do to get through this season?”</li> <li>“Should we sell a car we were gifted?”</li> <li>“Should I get a 529 plan for my children?”</li> <li>“My elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addiction”</li> <li>“We are about to lose 80% of our income. Should we pay down our debt or save?”</li> <li>“Should I pull money from retirement to pay off my car?”</li> <li>“Is it too late for me to prepare for retirement?”</li> <li>“Should I let my son enjoy the fruits of his hard work?”</li> <li>“Should we pay off our house after we sell our rental?”</li> <li>“I received a personal injury settlement of $420,000. How should I manage this large lump sum?”</li> <li>“Am I risking my almost $1M net worth by carrying $1.4M in debt?”</li> </ul> <p><br></p> <p><strong>Next Steps:</strong><a href="https://ter.li/3rtsm1"></a></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a></p> <p>💵 <u></u><a href="https://ter.li/miz307">Start your free budget today by downloading the EveryDollar app</a></p> <p>🏠 <a href="https://ter.li/dyhs1a">Find a Ramsey Trusted Real Estate Agent</a></p> <p>💻 <a href="https://ter.li/ypxp2q">Find out where you stand with your money and get a free plan</a></p> <p><strong>📘 </strong><a href="https://ter.li/fz2pvm">Preorder What No One Tells You About Money today now and get $100+ in bonus items</a></p> <p>🏛️ <a href="https://open.spotify.com/episode/0nTvNmcF5iJvjNhT8IloBd?si=IaHFj3xZTEqlljgq86gSkA">Support the Timeshare Pricing Transparency Act</a></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Stop paying more and start shopping smarter at <a href="https://aldi.us"><strong>ALDI</strong></a>.</li> <li> <strong>Amazon</strong> is making it easier than ever to find top gifts at amazing prices this season in the <a href="https://www.amazon.com/holiday"><strong>Holiday Shop</strong></a>.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony"> <strong>BetterHelp</strong></a>.</li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>Go to<a href="https://www.casper.com/Ramsey"> </a><a href="https://www.casper.com/Ramsey"><strong>Casper Sleep</strong></a> and use promo code RAMSEY to learn more.</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a>.</li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a>.</li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a>.</li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey"><strong>Guardian Litigation Group</strong></a> </li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a>.</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a>.</li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more<strong>.</strong> </li> <li>For more information, go to <a href="https://simplisafe.com"><strong>SimpliSafe</strong></a>.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY.</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>
Show Notes
🤔 Think you're good with money? Take our Money in America quiz!
Dave Ramsey and Dr. John Delony answer your questions and discuss:
- "How can I protect myself from my husband's gambling problem?"
- "I signed up for a student loan assistance program but I feel like I am being extorted rather than helped"
- "I am closing on a house I can't afford and I'm pregnant. What should I do to get through this season?"
- "Should we sell a car we were gifted?"
- "Should I get a 529 plan for my children?"
- "My elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addiction"
- "We are about to lose 80% of our income. Should we pay down our debt or save?"
- "Should I pull money from retirement to pay off my car?"
- "Is it too late for me to prepare for retirement?"
- "Should I let my son enjoy the fruits of his hard work?"
- "Should we pay off our house after we sell our rental?"
- "I received a personal injury settlement of $420,000. How should I manage this large lump sum?"
- "Am I risking my almost $1M net worth by carrying $1.4M in debt?"
Next Steps
- Help us make the show better. Please take this short survey.
- 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email
- Start your free budget today by downloading the EveryDollar app
- Find a Ramsey Trusted Real Estate Agent
- Find out where you stand with your money and get a free plan
- Preorder What No One Tells You About Money today now and get $100+ in bonus items
- Support the Timeshare Pricing Transparency Act
Connect With Our Sponsors
- Stop paying more and start shopping smarter at ALDI.
- Amazon is making it easier than ever to find top gifts at amazing prices this season in the Holiday Shop.
- Get 10% off your first month of BetterHelp.
- Go to Boost Mobile to switch today!
- Go to Casper Sleep and use promo code RAMSEY to learn more.
- Learn more about Christian Healthcare Ministries.
- Get started today with Churchill Mortgage.
- Get 20% off when you join DeleteMe.
- Go to FAIRWINDS Credit Union for an exclusive account bundle!
- Debt collectors hassling you? Take back control of your life at Guardian Litigation Group.
- Find top health insurance plans at Health Trust Financial.
- Use code RAMSEY to save 20% at Mama Bear Legal Forms.
- Visit NetSuite today to learn more.
- For more information, go to SimpliSafe.
- Get started with YRefy or call 844-2-RAMSEY.
- Visit Zander Insurance for your free instant quote today!
Explore more from Ramsey Network
- The Ramsey Show Highlights
- The Dr. John Delony Show
- Smart Money Happy Hour
- The Rachel Cruze Show
- George Kamel
- Front Row Seat with Ken Coleman
- EntreLeadership
Ramsey Solutions Privacy Policy
Learn more about your ad choices. Visit megaphone.fm/adchoices
Raw Description
<p><strong>🤔 </strong><a href="https://ter.li/degkjb"></a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">Think you’re good with money? Take our Money in America quiz!</a></p> <p> Dave Ramsey and Dr. John Delony answer your questions and discuss:</p> <ul> <li>“How can I protect myself from my husband’s gambling problem?”</li> <li>“I signed up for a student loan assistance program but I feel like I am being extorted rather than helped”</li> <li>“I am closing on a house I can’t afford and I’m pregnant. What should I do to get through this season?”</li> <li>“Should we sell a car we were gifted?”</li> <li>“Should I get a 529 plan for my children?”</li> <li>“My elderly mother has developed a gambling addiction, I feel guilty for not wanting to fund her addiction”</li> <li>“We are about to lose 80% of our income. Should we pay down our debt or save?”</li> <li>“Should I pull money from retirement to pay off my car?”</li> <li>“Is it too late for me to prepare for retirement?”</li> <li>“Should I let my son enjoy the fruits of his hard work?”</li> <li>“Should we pay off our house after we sell our rental?”</li> <li>“I received a personal injury settlement of $420,000. How should I manage this large lump sum?”</li> <li>“Am I risking my almost $1M net worth by carrying $1.4M in debt?”</li> </ul> <p><br></p> <p><strong>Next Steps:</strong><a href="https://ter.li/3rtsm1"></a></p> <p>✔️<a href="https://ter.li/3rtsm1"> <u>Help us make the show better. Please take this short survey.</u></a></p> <p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf"> <u>send us an email</u></a></p> <p>💵 <u></u><a href="https://ter.li/miz307">Start your free budget today by downloading the EveryDollar app</a></p> <p>🏠 <a href="https://ter.li/dyhs1a">Find a Ramsey Trusted Real Estate Agent</a></p> <p>💻 <a href="https://ter.li/ypxp2q">Find out where you stand with your money and get a free plan</a></p> <p><strong>📘 </strong><a href="https://ter.li/fz2pvm">Preorder What No One Tells You About Money today now and get $100+ in bonus items</a></p> <p>🏛️ <a href="https://open.spotify.com/episode/0nTvNmcF5iJvjNhT8IloBd?si=IaHFj3xZTEqlljgq86gSkA">Support the Timeshare Pricing Transparency Act</a></p> <p><br></p> <p><strong>Connect With Our Sponsors:</strong></p> <ul> <li>Stop paying more and start shopping smarter at <a href="https://aldi.us"><strong>ALDI</strong></a>.</li> <li> <strong>Amazon</strong> is making it easier than ever to find top gifts at amazing prices this season in the <a href="https://www.amazon.com/holiday"><strong>Holiday Shop</strong></a>.</li> <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony"> <strong>BetterHelp</strong></a>.</li> <li>Go to <a href="https://www.boostmobile.com/ramsey"><strong>Boost Mobile</strong></a> to switch today!</li> <li>Go to<a href="https://www.casper.com/Ramsey"> </a><a href="https://www.casper.com/Ramsey"><strong>Casper Sleep</strong></a> and use promo code RAMSEY to learn more.</li> <li>Learn more about<a href="https://www.chministries.org/budget"> <strong>Christian Healthcare Ministries</strong></a>.</li> <li>Get started today with<a href="https://www.churchillmortgage.com/"> <strong>Churchill Mortgage</strong></a>.</li> <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey"><strong>DeleteMe</strong></a>.</li> <li>Go to<a href="https://www.fairwinds.org/ramsey"> <strong>FAIRWINDS Credit Union</strong></a> for an exclusive account bundle!</li> <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey"><strong>Guardian Litigation Group</strong></a> </li> <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com"><strong>Health Trust Financial</strong></a>.</li> <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com"><strong>Mama Bear Legal Forms</strong></a>.</li> <li>Visit<a href="https://www.netsuite.com/Ramsey"> <strong>NetSuite</strong></a> today to learn more<strong>.</strong> </li> <li>For more information, go to <a href="https://simplisafe.com"><strong>SimpliSafe</strong></a>.</li> <li>Get started with <a href="https://www.yrefy.com/Ramsey"><strong>YRefy</strong></a> or call 844-2-RAMSEY.</li> <li>Visit<a href="https://www.zander.com/"> <strong>Zander Insurance</strong></a> for your free instant quote today! </li> </ul> <p><br></p> <p><strong>Explore more from Ramsey Network:</strong></p> <p>💸 <a href="https://ter.li/wgti1o"><u>The Ramsey Show Highlights</u></a></p> <p><strong>🧠</strong> <a href="https://ter.li/qq7a2r"><u>The Dr. John Delony Show</u></a></p> <p>🍸 <a href="https://ter.li/knqmos"><u>Smart Money Happy Hour</u></a></p> <p>💡 <a href="https://ter.li/rzj8ja"><u>The Rachel Cruze Show</u></a></p> <p>💰 <a href="https://ter.li/awxjwi"><u>George Kamel</u></a></p> <p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play"><u>Front Row Seat with Ken Coleman</u></a></p> <p>📈 <a href="https://ter.li/2y2cn3"><u>EntreLeadership</u></a></p> <p><br></p> <p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy"><strong>Ramsey Solutions Privacy Policy</strong></a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>