Make The Most of Your Financial Choices— They Matter

<p><strong>🤔 </strong><a href="https://ter.li/degkjb">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a><a href="https://ramseysolutions.outgrow.us/money-in-america-quiz">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p>While we are out for Christmas break, we've compiled some of our favorite Dave and Jade calls from the past two years. We'll be back with a live show in the new year! Merry Christmas!</p>
<p><br></p>
<p>Dave Ramsey &amp; Jade Warshaw answer your questions and discuss:</p>
<ul>
  <li>
<p>‘I'm paying $500 a month for my leased HVAC system'</p>
</li>
  <li>
<p>’I'm 18 years-old and already have $110k of debt'</p>
</li>
  <li>
<p>'My grandma opened a credit card in my name.'</p>
</li>
  <li>
<p>'My new husband keeps his finances hidden from me'</p>
</li>
  <li>
<p>'Husband lost his 401(k) to a crypto scam'</p>
</li>
  <li>
<p>'How much is too much to spend on a wedding?'</p>
</li>
  <li>
<p>'My husband says he won't leave anything to me in his will.'</p>
</li>
</ul>
<p><br></p>
<p><strong>Next Steps:</strong><a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>✔️<a href="https://ter.li/3rtsm1">⁠⁠⁠⁠⁠⁠⁠ <u>⁠Help us make the show better. Please take this short survey.⁠</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or<a href="https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&amp;utm_medium=product_shelf">⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ <u>⁠send us an email</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💻 <a href="https://ter.li/ypxp2q">⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠</a></p>
<p>💵 <u>⁠</u>⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠<a href="https://ter.li/miz307">⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today by downloading the EveryDollar app⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🤓 <a href="https://ter.li/zxcmi0">⁠File your taxes with 100% accurate software that’s less than half of the price⁠</a><strong></strong></p>
<p><br></p>
<p><strong>Connect With Our Sponsors:</strong></p>
<ul>
  <li>Stop paying more and start shopping smarter at <a href="https://aldi.us">⁠⁠⁠⁠⁠⁠⁠<strong>ALDI</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>
<strong>Amazon</strong> is making it easier than ever to find top gifts at amazing prices this season in the <a href="https://www.amazon.com/holiday">⁠⁠⁠⁠⁠⁠⁠<strong>Holiday Shop</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Get 10% off your first month of<a href="https://www.betterhelp.com/Delony">⁠⁠⁠⁠⁠⁠⁠ <strong>BetterHelp</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Go to <a href="https://www.boostmobile.com/ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>Boost Mobile</strong>⁠⁠⁠⁠⁠⁠⁠</a> to switch today!</li>
  <li>Go to<a href="https://www.casper.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠</a><a href="https://www.casper.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>Casper Sleep</strong>⁠⁠⁠⁠⁠⁠⁠</a> and use promo code RAMSEY to learn more.</li>
  <li>Learn more about<a href="https://www.chministries.org/budget">⁠⁠⁠⁠⁠⁠⁠ <strong>Christian Healthcare Ministries</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Get started today with<a href="https://www.churchillmortgage.com/">⁠⁠⁠⁠⁠⁠⁠ <strong>Churchill Mortgage</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Get 20% off when you join <a href="https://www.joindeleteme.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>DeleteMe</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Go to<a href="https://www.fairwinds.org/ramsey">⁠⁠⁠⁠⁠⁠⁠ <strong>FAIRWINDS Credit Union</strong>⁠⁠⁠⁠⁠⁠⁠</a> for an exclusive account bundle!</li>
  <li>Debt collectors hassling you? Take back control of your life at <a href="https://www.guardianlit.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>Guardian Litigation Group</strong>⁠⁠⁠⁠⁠⁠⁠</a>
</li>
  <li>Find top health insurance plans at <a href="https://www.healthtrustfinancial.com">⁠⁠⁠⁠⁠⁠⁠<strong>Health Trust Financial</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Use code RAMSEY to save 20% at <a href="https://www.mamabearlegalforms.com">⁠⁠⁠⁠⁠⁠⁠<strong>Mama Bear Legal Forms</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Visit<a href="https://www.netsuite.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠ <strong>NetSuite</strong>⁠⁠⁠⁠⁠⁠⁠</a> today to learn more<strong>.</strong>
</li>
  <li>For more information, go to <a href="https://simplisafe.com">⁠⁠⁠⁠⁠⁠⁠<strong>SimpliSafe</strong>⁠⁠⁠⁠⁠⁠⁠</a>.</li>
  <li>Get started with <a href="https://www.yrefy.com/Ramsey">⁠⁠⁠⁠⁠⁠⁠<strong>YRefy</strong>⁠⁠⁠⁠⁠⁠⁠</a> or call 844-2-RAMSEY.</li>
  <li>Visit<a href="https://www.zander.com/">⁠⁠⁠⁠⁠⁠⁠ <strong>Zander Insurance</strong>⁠⁠⁠⁠⁠⁠⁠</a> for your free instant quote today! </li>
</ul>
<p><br></p>
<p><strong>Explore more from Ramsey Network:</strong></p>
<p>💸 <a href="https://ter.li/wgti1o">⁠⁠⁠⁠⁠⁠⁠<u>The Ramsey Show Highlights</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><strong>🧠</strong> <a href="https://ter.li/qq7a2r">⁠⁠⁠⁠⁠⁠⁠<u>The Dr. John Delony Show</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🍸 <a href="https://ter.li/knqmos">⁠⁠⁠⁠⁠⁠⁠<u>Smart Money Happy Hour</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💡 <a href="https://ter.li/rzj8ja">⁠⁠⁠⁠⁠⁠⁠<u>The Rachel Cruze Show</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>💰 <a href="https://ter.li/awxjwi">⁠⁠⁠⁠⁠⁠⁠<u>George Kamel</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>🪑 <a href="https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&amp;utm_medium=audio&amp;utm_campaign=cross%20show%20promotion&amp;utm_term=ramsey_network_bu&amp;utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play">⁠⁠⁠⁠⁠⁠⁠<u>Front Row Seat with Ken Coleman</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p>📈 <a href="https://ter.li/2y2cn3">⁠⁠⁠⁠⁠⁠⁠<u>EntreLeadership</u>⁠⁠⁠⁠⁠⁠⁠</a></p>
<p><br></p>
<p><a href="https://www.ramseysolutions.com/company/policies/privacy-policy">⁠⁠⁠⁠⁠⁠⁠<strong>Ramsey Solutions Privacy Policy</strong>⁠⁠</a></p><p> </p><p>Learn more about your ad choices. Visit <a href="https://megaphone.fm/adchoices">megaphone.fm/adchoices</a></p>